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In August 2018, Chris Watts confessed to murdering his pregnant wife Shanann and their two young daughters in Frederick, Colorado. It became one of the most watched true crime stories in American history. But we want to come at it from a different angle. What most people don’t know is that in the years leading up to the murders, Chris and Shanann Watts were drowning financially — a Chapter 7 bankruptcy filing in 2015, over $400,000 in liabilities, and a joint savings account that held just $3.51. They were earning $120,000 to $140,000 a year and still couldn’t stay afloat. In this installment of our Marriage, Murder & Money miniseries, the first of two episodes on the Watts case, we examine the financial collapse that preceded the crime — the credit card debt, the HOA lawsuit, the MLM income that papered over serious structural problems, and what all of it tells us about the kind of financial vulnerability that can quietly exist inside a marriage. This is what we mean when we talk about deal-killers. And in this case, the stakes couldn’t have been higher.

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